1. We are not an insurer and we do not sell insurance
AutoAssures.com is a marketing and referral platform that helps you compare auto insurance rates. We are not an insurance company, agency, broker or producer, we do not hold an insurance license, and we do not sell, solicit, negotiate, bind or underwrite insurance. We do not set premiums or make coverage decisions. Any insurance transaction takes place directly between you and a licensed Insurance Partner or insurer.
2. How we are compensated
Independent, licensed insurance agents and carriers ("Insurance Partners") pay us a referral fee for rate requests we forward to them. That is how we earn revenue. The fee is a marketing expense for the Insurance Partner and does not increase the premium you are quoted. We do not charge you a fee and we do not earn a commission on any policy you buy.
3. Quotes are estimates from Insurance Partners
Quotes are prepared by Insurance Partners based on the information you provide. A quote is an estimate, not an offer or contract of insurance, and the final premium may differ after underwriting and verification of your information. Coverage exists only under a policy issued by an insurer.
4. No guarantee of quotes, rates or savings
We cannot guarantee that you will receive any particular number of quotes, any particular rate or any savings. How quickly Insurance Partners respond depends on their availability and your profile, and rates vary widely from insurer to insurer.
5. No endorsement; verify licenses
We do not rank, recommend or endorse any Insurance Partner or insurer. Being part of our network is not a statement about quality or price. You can verify any agent's or carrier's license with your state insurance department.
6. Availability varies by state
Insurance products, coverage options, discounts and Insurance Partners vary by state. Only Insurance Partners licensed in your state receive your request. If no partner serves your area, we will let you know by email.
7. Educational content is not advice
Our coverage guides, articles and FAQs are general educational information only, not insurance, legal or financial advice about your policy or your situation. Read your policy and speak with a licensed agent about your needs.
8. Not a government website
AutoAssures.com is not a U.S. government website. We are a private company and are not affiliated with, endorsed by or acting on behalf of any federal or state government agency.
9. Contact
Questions about these disclosures can be sent to info@autoassures.com. These disclosures are part of our Terms & Conditions.